1. IDENTIFICATION DETAILS

    In compliance with the duty of information contained in Article 10 of Law 34/2002, of July 11, Services of the Information Society and Electronic Commerce, then reflect the following data: the company owner of web domain is NORTH ATLANTIC INSURANCE BROKER COMPANY, domiciled for these purposes in Calle Velázquez 94 28006 MADRID, number C.I.F.: A-27847144, registered in the commercial register of Madrid, tomo 36836, folio 34, hoja M-659384. Contact e-mail: info@northatlantic-broker.com from the website.

  2. USERS
    Access and/or use of this NORTH ATLANTIC INSURANCE BROKER COMPANY portal confers the condition of USER, who accepts, from said access and/or use, the General Conditions of Use reflected here. The aforementioned Conditions will be applicable independently of the General Contracting Conditions which, in their case, are obligatory.

  3. USE OF THE PORTAL

    www.naibc.com provides access to a multitude of information, services, programs or data (hereinafter, “the contents”) on the Internet belonging to NORTH ATLANTIC INSURANCE BROKER COMPANY or its licensors to which the USER may have access. The USER assumes responsibility for the use of the portal. This responsibility extends to the registration that was necessary to access certain services or content. In this registration the USER will be responsible for providing truthful and lawful information. As a consequence of this registration, the USER may be provided with a password for which he/she will be responsible, committing to make diligent and confidential use of it.

    The USER undertakes to make appropriate use of the contents and services (such as chat services, discussion forums or newsgroups) that NORTH ATLANTIC INSURANCE COMPANY offers through its portal and, including but not limited to, not to use them for (i) engaging in illegal or illicit activities contrary to good faith and public order; (ii) disseminating contents or propaganda of a racist, xenophobic, pornographic-illegal, apology for terrorism or an attack on human rights; (iii) cause damage to the physical and logical systems of NORTH ATLANTIC INSURANCE COMPANY, its suppliers or third parties, introduce or spread on the network computer viruses or any other physical or logical systems that are likely to cause the aforementioned damage; (iv) attempt to access and, where appropriate, use the email accounts of other users and modify manipulate their messages.
    NORTH ATLANTIC INSURANCE COMPANY reserves the right to withdraw all comments and contributions that violate respect for human dignity, that are discriminatory, xenophobic, racist, pornographic, that threaten youth or childhood, public order or safety or that, in its opinion, are not suitable for publication. In any case, NORTH ATLANTIC INSURANCE BROKER COMPANY will not be responsible for the opinions expressed by users through forums, chats, or other participatory tools.

  4. DATA PROTECTION

    NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A., of Spanish nationality, with registered address at Calle Velázquez 94, 28006 MADRID, is the owner of the website https://www.naibc.com and is responsible for processing the personal data supplied by users through this website.

    The purpose of collecting and processing Personal Data is to maintain the relationship established between NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A and its USERS, in its activities as a consultant and financial intermediary and as an external collaborator of an insurance distributor (for which it is possible that such data may include information about health); as well as the sending, by traditional and electronic means, of technical, operational and commercial information about products and services offered by NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A.., now and in the future.

    The treatment is necessary for the fulfillment of the obligations derived from the contracts celebrated with the USER. It is informed that personal data will be kept during the term of the contractual relationship or as long as you do not revoke your consent. At the end of this contractual relationship we will keep these data blocked for the purposes of legal obligations, until the end of the legal statute of limitations.

    Likewise, the USER consents to the transfer of the data to the Financial Entities and/or Insurers and/or other Brokerage Companies, whether belonging to the NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A. Group or not, for the issue of the pertinent contracts and the correct benefits derived from them.

    Likewise, the USER consents to the transfer of the data to the Financial Entities and/or Insurers and/or other Brokerage Companies, whether belonging to the NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A. Group or not, for the issuance of the pertinent contracts and the correct benefits derived from them.

    The personal data requested must be provided in order for the USER to be able to access these services, as they are considered necessary for their maintenance and fulfilment.

    Likewise, the USER is informed that he/she may exercise at any time, in relation to the personal data provided, the rights of access, rectification, suppression, opposition, limitation and portability, for which he/she should contact NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A. as the party responsible for the processing of said data, at the address indicated in the header of this document or through this website https://www.naibc.com.

    For any complaint or claim regarding the processing of personal data, the USER may contact NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A and in the event of not being satisfied their claims may be addressed to the AGENCIA ESPAÑOLA DE PROTECCIÓN DE DATOS, residing in Madrid, C/Jorge Juan, 6, Código Postal 28010 -https://www.agpd.es.

    The USER expressly consents to the treatment in the terms indicated, for which he explicitly accepts the treatment. It is understood that the user accepts the conditions established above by clicking on the “SEND” button found on the data collection forms.The nature of this consent is not irrevocable, the USER may withdraw it at the time it deems appropriate, which will not affect the legality of the treatment based on this consent prior to such withdrawal.

    NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A. assumes the adoption of technical and organisational security measures to protect the confidentiality and integrity of the information, in accordance with the current Personal Data Protection regulations.

    The user will respond, in any case, the veracity of the data provided, reserving NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A. the right to exclude from the registered services any user who has provided false data, without prejudice to other actions that may proceed in law.

    RESPONSIBILITIES
    NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A. disclaims any responsibility for the information on this website from outside sources, as well as the content not produced by it. The function of the links that appear on this page is exclusively to inform the user about the existence of other sources of information on the subject on the Internet, where you can expand the data offered on this website. NORTH ATLANTIC BROKER INSURANCE COMPANY, S.A will in no case be responsible for the results obtained through these hypertext links.

  5. INTELLECTUAL AND INDUSTRIAL PROPERTY

    NORTH ATLANTIC INSURANCE BROKER COMPANY, by itself or as a transferee, is the owner of all the intellectual and industrial property rights of its website, as well as the elements contained therein (by way of example, images, sound, audio, video, software or texts; trademarks or logos, combinations of colours, structure and design, selection of materials used, computer programs necessary for its operation, access and use, etc.), ownership of NORTH ATLANTIC INSURANCE BROKER COMPANY or of its licensors, etc.), ownership of NORTH ATLANTIC INSURANCE BROKER COMPANY or of its licensors.

    All rights reserved. By virtue of the provisions of articles 8 and 32.1, second paragraph, of the Law on Intellectual Property, the reproduction, distribution and public communication, including its method of making available, of all or part of the contents of this website, for commercial purposes, in any medium and by any technical means, without the authorization of NORTH ATLANTIC INSURANCE BROKER COMPANY are expressly prohibited. The USER undertakes to respect the Intellectual and Industrial Property rights owned by NORTH ATLANTIC INSURANCE BROKER COMPANY.

    You may view the elements of the portal and even print, copy and store them on the hard disk of your computer or on any other physical support provided it is solely and exclusively for your personal and private use. The USER must refrain from deleting, altering, evading or manipulating any protection device or security system installed on the NORTH ATLANTIC INSURANCE BROKER COMPANY pages.

  6. EXCLUSION OF WARRANTIES AND LIABILITY

    NORTH ATLANTIC INSURANCE BROKER COMPANY is not responsible, in any case, for damages of any nature that could cause, by way of example: errors or omissions in the contents, lack of availability of the portal or the transmission of viruses or malicious or harmful programs in the contents, despite having taken all technological measures necessary to prevent it.

  7. MODIFICATIONS

    NORTH ATLANTIC INSURANCE BROKER COMPANY reserves the right to make any changes it deems appropriate to its portal without prior notice, and may change, delete or add both the content and services provided through it and the way in which they are presented or located on its portal.

  8. LINKS

    In the event that www.naibc.com provides links or hyperlinks to other Internet sites, NORTH ATLANTIC INSURANCE BROKER COMPANY will not exercise any control over such sites and content. Under no circumstances

    NORTH ATLANTIC INSURANCE BROKER COMPANY assumes no responsibility for the contents of any link belonging to a foreign website, nor guarantee the technical availability, quality, reliability, accuracy, breadth, veracity, validity and constitutionality of any material or information contained in any such hyperlinks or other Internet sites.

    Likewise, the inclusion of these external connections will not imply any type of association, merger or participation with the connected entities.

  9. RIGHT OF EXCLUSION

    NORTH ATLANTIC INSURANCE BROKER COMPANY reserves the right to deny or withdraw access to the portal and/or the services offered without prior notice, at its own request or at the request of a third party, to those users who fail to comply with these General Conditions of Use.

  10. GENERALITIES

    NORTH ATLANTIC INSURANCE BROKER COMPANY will pursue the breach of these conditions, as well as any improper use of its portal exercising all civil and criminal actions that may correspond in law.

  11. MODIFICATION OF THE PRESENT CONDITIONS AND DURATION

    NORTH ATLANTIC INSURANCE BROKER COMPANY may at any time modify the conditions set forth herein, duly published as they appear herein.
    The validity of these conditions will depend on their exposure and will remain in force until duly published and modified by others.

  12. APPLICABLE LAW AND JURISDICTION

    The relationship between NORTH ATLANTIC INSURANCE BROKER COMPANY and the USER shall be governed by current Spanish legislation and any dispute shall be submitted to the Courts and Tribunals of the city of Madrid.